#Brand Promise
Monarch Money looks forward to working with the security community to find vulnerabilities in order to keep our businesses and customers safe.
#Scope
This policy applies to any digital assets, owned, operated, or maintained by Monarch Money, including public facing websites.
#Out of Scope
When reporting vulnerabilities, please consider (1) attack scenario / exploitability, and (2) security impact of the bug. The following issues are considered out of scope:
- Clickjacking on pages with no sensitive actions
- Cross-Site Request Forgery (CSRF) on unauthenticated forms or forms with no sensitive actions
- Attacks requiring MITM or physical access to a user's device.
- Previously known vulnerable libraries without a working Proof of Concept.
- Comma Separated Values (CSV) injection without demonstrating a vulnerability.
- Missing best practices in SSL/TLS configuration.
- Any activity that could lead to the disruption of our service (DoS).
- Content spoofing and text injection issues without showing an attack vector/without being able to modify HTML/CSS
- Rate limiting or bruteforce issues on non-authentication endpoints
- Missing best practices in Content Security Policy.
- Missing HttpOnly or Secure flags on cookies
- Missing email best practices (Invalid, incomplete or missing SPF/DKIM/DMARC records, etc.)
- Vulnerabilities only affecting users of outdated or unpatched browsers [Less than 2 stable versions behind the latest released stable version]
- Software version disclosure / Banner identification issues / Descriptive error messages or headers (e.g. stack traces, application or server errors).
- Tabnabbing
- Open redirect - unless an additional security impact can be demonstrated
- Issues that require unlikely user interaction
*Any vulnerabilities requiring social engineering/user interaction are subject to having the severity downgraded based on impact, likelihood, and applicability.
#Disclosure Policies
- Please do not discuss this program or any vulnerabilities (even resolved ones) outside of the program without express consent from the organization.
- Follow HackerOne's disclosure guidelines.
#Safe Harbor
Any activities conducted in a manner consistent with this policy will be considered authorized conduct and we will not initiate legal action against you. If legal action is initiated by a third party against you in connection with activities conducted under this policy, we will take steps to make it known that your actions were conducted in compliance with this policy.
Thank you for helping keep Monarch Money and our users safe!